Can it give a quote?
No. It explains how your agency talks about coverage and gathers what an agent needs. Quotes and binding stay with a licensed agent.
For independent insurance agencies
AI for insurance agencies
Answer the coverage question before the first call.
People shop for coverage at night and on weekends, and they tend to go with the agency that answers first. Locke answers them the way your best agent would, from what your agency knows. When they're ready, a licensed agent picks up with the whole conversation. It never quotes or binds.
- How your agency explains coverage
- How bundling and quotes work
- What to have ready for an agent
- What it replaces
- The after-hours voicemail, the wait until Monday for a quote, and the same five coverage questions answered all day.
- What it adds
- A read on what shoppers in your market are asking, and which lines they're shopping for.
What your team receives.
New inquiry: ready to talk
Sunday, 9:40 PM · Home and auto page
- Who
- Sarah, homeowner in Columbus. Prefers email.
- Asked
- What does full coverage actually mean? Should I bundle home and auto?
- Told
- How the agency explains full coverage, and how bundling works.Source: Coverage guide, approved Oct 2
- Open
- Asked whether a 20-year-old roof affects her options. Not in its approved sources, so it came to you.
- Next
- Wants a call Tuesday morning.
How it works here.
Built from your agency
From how your agency explains coverage: the carriers you write, the lines you focus on and the answers your best agent gives. We also gather what's already public about your agency.
Approved together
We go through every source with you, and you decide what it speaks to. Quotes, binding and coverage decisions always go to a licensed agent.
Live on your site
It answers at any hour. When someone is ready, a licensed agent gets the conversation.
What stays with your team.
- Quotes, binding and changes to a policy.
- Recommendations about what coverage someone should buy.
- Anything about a specific claim.
Questions.
Can it tell someone what coverage to buy?
No. It explains the options the way your agency explains them. The recommendation comes from a licensed agent.
What happens after hours?
It answers what you've approved. When someone is ready, your team gets the conversation, and anything it wasn't given reaches your team as an open question.
Do we have to replace our phone line or forms?
No. It works beside them. People who want to call still call.
Get started
Tell us who needs to reach you.
Four fields to start. A person reads it, and you hear back within two business days.
- A person reads it.
- You hear back within two business days.
- If it’s a fit, we start with your objectives.
Building one for yourself? Join the self-serve waitlist instead.